FinTech·January 2025

PayFlow scaled to 50K transactions/sec with 99.2% fraud detection accuracy

A growing payment processor engaged us to build a custom fraud detection system that trains and serves real-time inferences without adding latency. We delivered in 8 weeks.

FinTechFraud DetectionMLPayments
PayFlow — PayFlow scaled to 50K transactions/sec with 99.2% fraud detection accuracy

Illustrative case study. Company names and identifying details changed to protect client confidentiality.

/ The challenge

Where they started

PayFlow was processing 5K transactions per second but their legacy fraud system was missing sophisticated attacks. False positives were at 8%, costing them customers and revenue.

/ The solution

What we built

We built a custom fraud detection platform with ML models trained on PayFlow's transaction history and served real-time inferences via API. False positives dropped to 0.3% while catching 99.2% of actual fraud.

/ Results

Target outcomes

50K/sec
Transaction throughput
99.2%
Fraud detection rate
8% → 0.3%
False positive rate
<50ms
Processing latency
$3.8M/yr
Chargeback losses avoided
We tried three other vendors. The Internet Company was the only one who delivered on accuracy without adding latency. They understood our business, not just the tech.
Marcus Lee
CTO, PayFlow

Representative testimonial — name and role changed to protect client identity.